Current Rates

CD & IRA CD Rates

CD Term Interest Rate Annual Percentage Yield
6 Month 2.50% 2.52%
12 Month 2.80% 2.83%
24 Month 3.54% 3.60%
30 Month 3.69% 3.75%
36 Month 3.69% 3.75%
48 Month 3.93% 4.00%
60 Month 4.89% 5.00%

* A penalty may be imposed for early withdrawal.
** APY is Annual Percentage Yield. The rates quoted are accurate as of the date indicated and are subject to change. Certificate rates remain fixed for the term of the certificate. Unless otherwise paid, dividends will be credited to your account and compounded every month.

Loan Rates

Type Term Annual Percentage Rate
New Auto 48 mo 5.50%
New Auto 72 mo 5.75%
Used Auto 48 mo 6.99%
Line of Credit 24 mo 15.50%
Personal Loan 120 mo 13.50%
Home Improvement 120 mo 9.50%
Second Mortgage 120 mo 6.50%
First Mortgage   Call for details

** Rates may vary with term and credit score
*** .25% reduction on consumer loans with deposit of net check and active share draft account
**** APR = Annual Percentage Rate. The rates quoted are accurate as of the date indicated and are subject to change. Terms are dependant on the amount financed.

Rate Reduction
Enjoy a .25% interest rate reduction on all consumer loans with the deposit of your net check into our no fee share draft account. This includes free ATM access at selected SUM network locations throughout New England.
Savings
Now is a great time to start saving for that unexpected emergency or that college fund that you will need in a few years. Call the credit union today for your best investment options.
Mortgage Loans
Convert your adjustable rate first mortgage or current equity loan into a fixed rate. There is no better time to take advantage of low rates and enjoy the security of a fixed payment. Call the credit union for information and qualifications.