Calculators

Cash Flow Calculator

Use the Cash Flow Analyzer to determine your Net Cash Flow and Debt to
Income Ratios.

INCOME
Enter your Total Gross Monthly Income $
Enter your Total Net Monthly Income $
EXPENSES
Monthly Installments Payment Balance Owed
Automobile $ $
Automobile $ $
Automobile $ $
Personal Loan (secured) $ $
Personal Loan (unsecured) $ $
Credit Card $ $
Credit Card $ $
Credit Card $ $
Credit Card $ $
Credit Card $ $
Credit Card $ $
Credit Card $ $
Merchant $ $
Merchant $ $
Total Monthly Installments$ $
 
Permanent Expenses Payment Balance Owed
House Payment $ $
Rent Payment $
Telephone $
Utilities $
Life Insurance $
Auto Insurance $
Other $ $
Other $ $
Total Permanent Expenses $ $
 
Miscellaneous Expenses Payment
Auto fuel $
Groceries $
Medical $
Health Care $
Child Care $
Cable TV $
Other $
Other $
Total Miscellaneous $
 
Total Expenses $ $
  

This calculator is to be used for estimation purposes only.
The financial institution is not responsible for its accuracy and the results are not guaranteed.

RESULTS

Rate Reduction
Enjoy a .25% interest rate reduction on all consumer loans with the deposit of your net check into our no fee share draft account. This includes free ATM access at selected SUM network locations throughout New England.
Savings
Now is a great time to start saving for that unexpected emergency or that college fund that you will need in a few years. Call the credit union today for your best investment options.
Mortgage Loans
Convert your adjustable rate first mortgage or current equity loan into a fixed rate. There is no better time to take advantage of low rates and enjoy the security of a fixed payment. Call the credit union for information and qualifications.